Fervent Four

Did you know that only 4% of businesses ever cross the annual million dollar revenue mark? The Fervent Four is a weekly show, every Thursday at 11am, dedicated to sharing insights into growing a world class business no matter the climate.

From $40 to Financial Freedom

E272 • Jul 31, 2025 • 64 mins

Danijel Velicki shares his journey from Croatia to the U.S., offering personal insights into his experiences in Morgantown and Hampton Roads. The episode delves into his transition to business ownership, discussing the challenges and importance of adaptability in scaling a business. Danijel emphasizes mentorship and learning in business leadership, along with navigating organizational decision-making and startup challenges. The conversation covers working with fast-paced leaders, hiring practices, and cash flow management. The episode also introduces Squire's mission and explores topics like financial literacy, government contracts, and the Invest America Act. Personal stories and local food recommendations add a personal touch.

Key Points

The transition from being an employee to a business owner involves a significant change in mindset, responsibility, and decision-making.
Financial literacy is crucial for individuals at all stages of life, and providing accessible, unbiased education can empower better financial decisions.
Creating a flexible work environment that focuses on mission-specific outcomes rather than rigid schedules can attract and retain the right talent for a startup.

Speakers

Danijel Velicki

Guest • 77%

Tim Ryan

Host • 10%

Zack Miller

Host • 13%

Chapters

0:00	Introduction and greetings
0:34	Upcoming event and Virginia Beach Arena project
1:50	Introducing guest Danijel Velicki
3:01	Danijel's personal anecdotes and background
6:48	Danijel's journey from Croatia to the U.S.
8:27	Danijel's experiences in Morgantown and Hampton Roads
12:26	Transition to business ownership and challenges
18:47	Scaling a business and the importance of adaptability
21:55	Mentorship and learning in business leadership
24:07	Organizational decision-making and startup challenges
27:45	Working with fast-paced leaders and hiring practices
33:26	Cash flow management and business models insights
39:52	Personal stories and networking events
45:47	Introduction to Squire's mission and financial literacy
50:06	Government contracts, higher education, and financial literacy
55:05	Invest America Act, generational wealth, and insurance strategies
1:01:09	Local food spots and personal anecdotes
1:03:42	Closing remarks and final thoughts

Transcript

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